A calm, straightforward investment approach

Every good savings plan should focus on strong growth that’s guaranteed. That’s why we’re offering sensible Savers like you a special 90 day GIC with the great interest rate of 2.50%*!

Get peace of mind for today and tomorrow

Paying the great interest rate of 2.50%, our 90 day GIC gives you a solid opportunity for growth, whether you’re saving for a short-term goal or for the future. There are no fees and no minimums. And because we’re a member of the Canada Deposit Insurance Corporation, you can have the peace of mind of knowing your savings are protected.

Ideal for both your RSP and your TFSA.

The 90 day GIC makes it easy to decide how to save for your tomorrows. You’ll get great returns, guaranteed. Add the tax advantages of a Retirement Savings Plan (RSP), and you’ve got a perfect combination.

Plus, you can take advantage of the 90 day GIC for your Tax-Free Savings Account (TFSA), too. With your GIC in a TFSA, your savings will grow tax-free. You can contribute up to $5,000 per year, and unused contribution room from previous years can be carried forward.

Don’t delay. This special rate is only available until March 31, 2012.

6 Things to know about your RSP

Earn a high rate of 2.50%.
Your growth is guaranteed. Your principal and your deposits with us are eligible for CDIC insurance.
No fees, so all your money stays in your Account to grow.
Your money grows tax-free as long as it remains in your RSP, so you can grow your retirement savings.
No minimums. Save as little or as much as you like.
Contributions are fully tax-deductible.

Hide Details

6 Things to know about your TFSA

Your TFSA can include savings accounts, GICs and mutual funds.
Your money compounds tax-free, so you can grow your retirement savings.
You can have more than one TFSA, at more than one bank, but your total annual contribution amount between all of these accounts needs to be $5,000 or less.
You can withdraw funds, and then re-deposit that amount the following year, in addition to your annual $5,000 limit.
Your unused contribution room can be carried forward.
Unlike RSPs, contributions are not deductible from your taxable income.

Hide Details

RSP Guaranteed Investment (GIC)

Tax-Free Guaranteed Investment (GIC)

* ING DIRECT 90 day RSP and TFSA GIC rate as at January 1, 2012 and is available until March 31, 2012. Interest is calculated daily and paid at maturity. Early redemption rates apply.

^® save your money is a registered trademark of ING Bank of Canada, member of Canada Deposit Insurance Corporation.