A calm, straightforward approach to saving.
Our Investment Savings Account offers you interest and is available as a RSP or a TFSA. It's a great way to get some peace of mind when it comes to saving, today and tomorrow.
Take advantage of our great interest rate for your RSP or TFSA, or both!
Looking for an easy, worry-free way to earn more on your savings? Simply open a RSP Investment Savings Account from ING DIRECT. There are no fees, no service charges and no minimums. Just a great way to build your savings with peace of mind.
A Tax-Free Investment Savings Account will also give you our great rate, and your savings grow entirely tax-free.
6 Things to know about your RSP
- Earn a high rate of 2.00%.
- Your growth is guaranteed. Your principal and your deposits with us are eligible for CDIC insurance.
- No fees, so all your money stays in your Account to grow.
- Your money grows tax-free as long as it remains in your RSP, so you can grow your retirement savings.
- No minimums. Save as little or as much as you like.
- Contributions are fully tax-deductible.
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6 Things to know about your TFSA
- Your TFSA can include savings accounts, GICs and mutual funds.
- Your money compounds tax-free, so you can grow your retirement savings.
- You can have more than one TFSA, at more than one bank, but your total annual contribution amount between all of these accounts needs to be $5,000 or less.
- You can withdraw funds, and then re-deposit that amount the following year, in addition to your annual $5,000 limit.
- Your unused contribution room can be carried forward.
- Unlike RSPs, contributions are not deductible from your taxable income.
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