Short Term Guaranteed Investment (GIC)
Looking for a way to quickly earn high interest? We'll keep it short and sweet. It's sweet, because you select from one of our short terms: 90, 180 or 270 days – each with a guaranteed rate of return. Your interest is calculated daily and paid at maturity when your term ends (if you need to cash out early, you waive the interest). And, of course, there are no fees and no service charges.
At the end of your term, you're free to keep your options open. You can roll over your GIC into the same term again or transfer the funds to an ING DIRECT Investment Savings Account. Any way you look at it, our Short Term GIC is a great way to earn interest quickly when you know you won't need immediate access to your savings.
Great rate
Just lock in your savings with us for one of our set terms and we'll pay the kind of interest that you'd expect with a Guarantee.
You earn the same great rate on every dollar in your account.
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Flexible
You can always redeem your Short Term GIC, but note that you waive your interest if you cash out early.
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Safe and secure
ING Bank of Canada is a member of Canada Deposit Insurance Corporation, which means your deposits of up to $100,000 are eligible for CDIC deposit insurance.
Interest is calculated daily and paid at maturity. Rates, like the weather, are subject to change.
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It's fast, it's safe and it's ridiculously convenient. Or, call us and open an account over the phone.
1-866-700-0314
Open a Short Term Guaranteed Investment (GIC) today. We're ready when you are.
Current Interest Rates
| 90 days |
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| 180 days |
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| 270 days |
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current per year interest rates
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