• Savings Accounts
• RSPs
  • RSP Investment Savings Account
  • RSP Guaranteed Investment
  • RSP Short Term Guaranteed Investment
  • RSP Mutual Fund Account
  • RIF Mutual Fund Account
  • RSP Loan
• Tax-Free Savings Accounts
• GICs
• Mutual Funds
• Business Accounts

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RSP Loan

For those times when you need a little bump to help you reach your maximum RSP contribution (18% of your annual income, or $21,000 – whichever is less), ING DIRECT can help with a flexible RSP Loan. We'll offer you one of the best rates going, which means you'll pay less interest while earning more savings on your RSP. No fees, no service charges, and no penalties for early repayment.

Great rate

One of the best rates around, and you don't even have to haggle to get it.

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Flexible repayment

Choose a 9 or 12 month repayment term.

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Quick approval

Apply online or over the phone today.

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No fees, no service charges, no early repayment penalties

Pay off the loan instead of just paying off the interest.

Note that loan proceeds must be used for deposit to one of the following until the loan is paid off:

ING DIRECT RSP Investment Savings Account
ING DIRECT RSP Guaranteed Investment
ING DIRECT RSP Short Term Guaranteed Investment
ING DIRECT RSP Mutual Funds (Not available for Quebec or the Territories)

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• Ready to apply? Do it online.

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It's fast, it's safe and it's ridiculously convenient. Or, call us and apply over the phone.
1-866-700-0314

Apply for your RSP Loan today. We're ready when you are.

Mortgage and other loan rates are annual rates and are subject to change without notice and are current as of today's date.