RSP Investment Savings Account (RSP ISA)
Get a great rate on your retirement savings. With an ING DIRECT RSP Investment Savings Account you can reduce your taxes now and get your RSP growing at one of the best savings rates on the market. In addition you can set up regular deposits so you aren't scrambling at the end of next year to make your contribution. And of course there are never any fees or minimums. An ING DIRECT RSP Investment Savings Account should be an essential part of your retirement portfolio - open yours today.
We pay the kind of interest usually reserved for investments that make you lock in your money.
Your money is never locked in, there are no minimums, and you can transfer money into it whenever you like. It's also easy to move your money to other investment choices within your RSP at any time.
No fees, no service charges
Because we know that every penny counts when you're saving for retirement, we don't believe in charging for things like monthly account fees or service charges. At ING DIRECT you won't have to pay money to save for your retirement.
No minimum balances
You earn the same great rate on every dollar in your account.
One of the best features of the RSP Investment Savings Account is the Automatic Savings Program (ASP). You decide how much you want to save on a regular basis and the ASP moves the money from your bank into your savings account. Automatically. You'll be saving without even thinking about it. Even better, with an ASP you won't have to rush to make that last minute contribution.
We also have an RSP loan to help you maximize your RSP contributions.
Safe and Secure
ING Bank of Canada is a member of the Canada Deposit Insurance Corporation, which means your deposits of up to $100,000 are eligible for CDIC deposit insurance.
How it works
Getting started is as simple as writing a cheque made payable to yourself from your chequing account at a Canadian bank or financial institution. When you send it to us, it will act as your first deposit towards real savings. Plus, it links your bank account to your new ING DIRECT RSP Investment Savings Account so you can transfer money into your RSP whenever you want.
Interest is calculated daily and paid monthly. Rates, like the weather, are subject to change.
- Ready to enroll? Apply online.
It's fast, it's safe and it's ridiculously convenient. Or, call us and open an account over the phone. 1-866-700-0314.
Open an RSP Investment Savings Account today. We're ready when you are.
Savings Account and GIC rates are annualized and are current as of today's date and are subject to change without notice. Interest is calculated daily and paid monthly in the case of our Savings Accounts; and is calculated daily and paid at maturity on a GIC.