• Savings Accounts
• RSPs
• Tax-Free Savings Accounts
• GICs
  • Guaranteed Investment
  • RSP Guaranteed Investment
  • Tax-Free Guaranteed Investment
  • Short Term Guaranteed Investment
  • RSP Short Term Guaranteed Investment
  • Tax-Free Short Term Guaranteed Investment
• Business Accounts

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Guaranteed Investment (GIC)

When you're ready to put some money aside to grow your savings, an ING DIRECT GIC is one of your best options. Guaranteed. With one of the best rates going, no fees, no services charges, and an early redemption interest rate of 0.5% just in case you need it sooner. Your money will have the chance to grow, safe and secure.

Get more flexibility and growth potential with "GIC Laddering".

You may have already heard of "GIC Laddering", an approach that uses multiple GICs with different maturity dates. Instead of putting all your savings into one GIC, you divide the amount equally among multiple GICs. Each GIC has a different maturity, ranging from one year to five years. That way, you have a GIC maturing every year - so each year you could reinvest those funds at potentially higher GIC rates. Read more about GIC Laddering.

Great rate

Just lock in your savings with us for one of our set terms and we'll pay the kind of interest that you'd expect with a Guarantee. Of course, if the need ever arises, there's a cashable option, just in case.

You earn the same great rate on every dollar in your account.

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Safe and secure

ING Bank of Canada is a member of Canada Deposit Insurance Corporation, which means your deposits of up to $100,000 are eligible for CDIC deposit insurance.

Interest is compounded annually and paid at maturity. Rates, like the weather, are subject to change.

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• Ready to enroll? Apply online.

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It's fast, it's safe and it's ridiculously convenient. Or, call us and open an account over the phone. 1-866-700-0314.

Open a Guaranteed Investment (GIC) today. We're ready when you are.

Savings Account and GIC rates are annualized and are current as of today's date and are subject to change without notice. Interest is calculated daily and paid monthly in the case of our Savings Accounts; and is calculated daily and paid at maturity on a GIC.

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