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Switching Your Mortgage

Already have a mortgage and want a better deal? You've come to the right place. With our low rates and flexible prepayment options, you can move your mortgage to ING DIRECT, knowing that you'll have a mortgage that will always work hard to save you money – both now and in the future. Here's how...



Always a great rate

You always get a great rate. We guarantee it.

120 day rate guarantee

For fixed rate mortgages, you are guaranteed a great rate for 120 days from the date you apply.

Simplicity in savings

We offer simple mortgages that are designed to help you save your money and own your home sooner.

No legal and appraisal fees

We will pay the legal and appraisal fees if your mortgage and you are not increasing your mortgage.


Help along the way

A dedicated Account Representative will be there to help you along the way so you'll know who to call with any questions.


If your mortgage is not up for renewal yet and you're not certain that it's time to switch, we can help.

Breaking your term before your maturity date may be expensive, but our Mortgage Experts can help you assess the cost. Call us at 1-866-700-4604.

You can also sign up for our Interest Rate Monitor. We'll help keep you up to speed on market rates and trends. Sign up for our Interest Rate Monitor now. It will only take a minute of your time, AND it could add up to real savings for you.

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Mortgage and other loan rates are annual rates and are subject to change without notice and are current as of today's date.

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Current Interest Rates

5 Year Variable
1 Year Fixed
2 Year Fixed
3 Year Fixed
4 Year Fixed
5 Year Fixed
7 Year Fixed
10 Year Fixed
Home Equity
Line of Credit

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Application Status

Annual interest calculated semi-annually not in advance.

 
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