Switching Your Mortgage

Already have a mortgage and want a better deal? You've come to the right place. With our low rates and flexible prepayment options you can Wake Up Your Mortgage, move it to ING DIRECT then hit snooze guilt-free knowing that you'll have a mortgage that will always work hard to save you money – both now and in the future. Here's how...



Always our lowest rates

You always get our lowest rate now and on renewal. We guarantee it.

120 day rate guarantee

For fixed rate mortgages, you are guaranteed our lowest rate for 120 days from the date you apply.

Simplicity in savings

We offer simple mortgages that are designed to help you save your money and own your home sooner.

No legal and appraisal fees

We will pay the legal and appraisal fees if your mortgage is assignable and you are not increasing your mortgage.


Help along the way

A dedicated Account Representative will be there to help you along the way so you'll know who to call with any questions.


Is it time to Wake Up Your Mortgage?

If your mortgage is not up for renewal yet and you're not certain that it's time to switch, we can help. Breaking your term before your maturity date may be expensive, but our mortgage experts can help you assess the cost. Call us at 1-866-700-4604.

You can also sign up for our Interest Rate Monitor. We'll let you know when we can offer you a better deal. Plus, we can help keep you up to speed on market rates and trends. Sign up for our Interest Rate Monitor now. It will only take a minute of your time, AND it could add up to real savings for you.

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Mortgage and other loan rates are annual rates and are subject to change without notice and are current as of today's date.

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Current Interest Rates

5 Year Variable
1 Year Fixed
2 Year Fixed
3 Year Fixed
4 Year Fixed
5 Year Fixed
7 Year Fixed
10 Year Fixed

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Application Status

Annual interest calculated semi-annually not in advance.

 
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