The unmortgage is the mortgage for Savers.
We want you to own your home sooner by paying as little interest as possible over the life of your mortgage. That's why we created the ING DIRECT unmortgage®, the mortgage for Savers.
How? For starters, you'll always get a great rate. No hassles or running from branch to branch in search of a better rate. Ever!
Plus, you can unmortgage yourself sooner with the most flexible prepayment options available. For instance, every year you can make lump sum payments up to 25% of your original mortgage amount, at any time. No more waiting around for annoying mortgage anniversary dates. Learn more about our prepayment options.
Have some extra cash in your monthly budget? Consider increasing your payments. Having the unmortgage means you can also increase your regular payments up to 25% every year. Why would you want to do this? Easy – more of your money goes towards your principal. You pay less interest and save more over the life of your mortgage!
Besides the savings, we're also committed to doing everything we can to make your mortgage experience better. When you're ready, click "Apply Now" or call one of our mortgage experts at
Once you've applied, you can track the status of your application online from start to finish, all from the comfort of your home. And last but not least, should you have any questions, a dedicated Account Representative will be available every step of the way.
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Mortgage and other loan rates are annual rates and are subject to change without notice and are current as of today's date.
Current Interest Rates
|5 Year Variable|
|1 Year Fixed|
|2 Year Fixed|
|3 Year Fixed|
|4 Year Fixed|
|5 Year Fixed|
|7 Year Fixed|
|10 Year Fixed|
Line of Credit
Annual interest calculated semi-annually not in advance.