Switching Your Mortgage
1. Apply
Apply online in minutes to lock in your fixed rate for 120 days. If rates go down during this time, naturally you'll get the lower rate.
2. Mortgage approval documentation
Once your application is approved you'll receive a mortgage approval letter outlining the documentation you'll need to finalize your mortgage. Your dedicated Account Representative will work with you to collect the information and answer any of your questions.
3. Finalizing your mortgage
We'll arrange for a convenient time to verify your identity with a lawyer.
If you're in Quebec you'll need to meet with your notary to sign mortgage documentation and confirm your identity.
4. Welcome to ING DIRECT!
A welcome letter will be sent to you verifying that your mortgage has been transferred to ING DIRECT.
Mortgage and other loan rates are annual rates and are subject to change without notice and are current as of today's date.
Current Interest Rates
| 5 Year Variable | |
| 1 Year Fixed | |
| 2 Year Fixed | |
| 3 Year Fixed | |
| 4 Year Fixed | |
| 5 Year Fixed | |
| 7 Year Fixed | |
| 10 Year Fixed |
Annual interest calculated semi-annually not in advance.
Tools & Calculators
