What is THRiVE Chequing?
You want to make every hard earned dollar count. It doesn't grow on trees after all. But most bank accounts make it impossible for your money to work as hard as you do. You get nickel and dimed for just going about your everyday banking. Getting a bill for paying a bill is just plain wrong.
What if your money was working for you, and not to pay fees and service charges? What if it could THRiVE?
THRiVE Chequing™ is an online no-fee daily chequing account that actually pays you interest on every one of your hard earned dollars. A chequing account that actually works as hard as you do. What a concept! And THRiVE Chequing is loaded with all the features you'd expect from a regular chequing account and more.
 | Access your money for free nation-wide through THE EXCHANGE® Network. Find the closest bank machine with our ABM Locator |
Top 3 Reasons to Have Your Paycheques Deposited into Your THRiVE Chequing™ Account
- Your pay will be earning interest.
- You can do all of your daily banking transactions fee-free, knowing that your pay is right there ready to be used in your Account when you need it.
- It's super simple. We've created a "Switch to THRiVE" form that will have everything you need to give to your employer on an easy-to-print form.
THRiVE Chequing is everything you need from a chequing account and more. You can use it to pay bills, do debit and ABM transactions, and email money – all without paying fees or keeping minimum balances.
Now, by switching your payroll to your THRiVE Chequing Account, you can also have the peace of mind of knowing that the money you need to do these transactions will be automatically put into your Account – no need to worry about transferring it in from another account.
So stop paying your other bank for the privilege of accepting your paycheques. Move your payroll to THRiVE Chequing, where the only person who gets paid is you!
No-Fee Daily Chequing
THRiVE Chequing is an online account that has no monthly fees. No really. With THRiVE Chequing, you can deposit, withdraw or transfer your money fee-free.
With THRiVE Chequing, you'll also get unlimited bill payments and transactions so you'll be able to pay all your bills or go shopping without having your money fee'd away.
Need to write a cheque? No problem. We'll even provide your first chequebook for free. You can write, deposit and view your cheques online at no extra cost.
All of this, plus your monthly online account statements will be provided... yes you guessed it. For free.
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Pays Interest
We believe every dollar should grow. That's why THRiVE Chequing pays interest on each and every one of your hard earned dollars. After all, isn't that what a bank account is supposed to do?
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24/7 Live Support
Sure, THRiVE Chequing is an online account. But we're still here when you need us. If you ever have any problems or questions, feel free to call 1-800-464-3473 and talk to a real person anytime day or night. We love hearing from our Savers.
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Safe and Secure
We take security seriously, so of course we've made THRiVE Chequing safe and secure. It even has our industry-leading Security Guarantee on it. You'll also get free email alerts to ensure you know what's going on with your money at all times.
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Free Email Alerting
You'll be more in touch with your money than ever before with free email alerts. You won't have to wonder whether your payment has cleared, what your current account balance is or if that deposit has happened yet. THRiVE Chequing will alert you when your money is in motion to ensure you're on top of it at all times.
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Free ABM Access
Paying to access your own cash isn't fair. Now, you can deposit or withdraw your money for free nation-wide through THE EXCHANGE® Network.
For even greater convenience, you can use your Card to make Interac® and ACCEL® Direct Payments at participating retailers - with no fees!
Find a bank machine closest to you with our ABM Locator. It's the fastest way to connect to your cash.
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Free Whoops! Protection
Nobody likes to do a non-sufficient funds transaction let alone have to pay unfair fees on top of it! $40 for bouncing a cheque or paying a bill just doesn't seem fair to us.
With THRiVE Chequing's Free 30 Day Whoops! Protection, we'll cover you up to $250 if you're a bit short. You won't pay a fee or interest on the overdrawn funds provided you pay it back within 30 days. We'll even let you know (by email) when you use Whoops! Protection. If you don't bring your balance to or above $0 within 30 days, you will be charged a $2.50 Whoops! late fee for every 30 days that the account balance is under $0.
This service is available for future dated bill payments and email money transfers, pre-authorized debits, and cheques.
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Free ING DIRECT Email Money Transfers
Need to pay a friend quickly and easily? With THRiVE Chequing, payback is as easy as sending a quick email. ING DIRECT Email Money Transfers are FREE - with a few simple clicks, you can transfer money by email to both ING DIRECT Clients and non-Clients. It's all online, and it's easy to do.
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Interac e-Transfer (EMT)
Your THRiVE Chequing Account can be used to send or receive funds via
Interac® e-Transfer (EMT). Receiving an Interac e-Transfer is completely fee-free, and you can send Interac e-Transfers instantly for $1.00 each.
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Mobile Banking
You shouldn't have to take time out of your life to do your banking. That's why THRiVE Chequing lets you bank when you want, where you want.
The new mobile banking website, as well as the iPhone, iPad and Blackberry applications mean saving and daily banking are at your fingertips. Check your account balances, pay bills, transfer money, email money, find out the closest ABM locations and more.
It's access to your money, on your time.
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Drafts
Sometimes you simply need to cut a draft. That's why THRiVE Chequing offers a simple choice for drafts, for those times when only a draft is accepted. You can go online and order your draft and we'll courier it right to your front door or to your closest ING DIRECT Café. No nail tapping, no waiting in lines at a branch, no problem.
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Switch To THRiVE
THRiVE Chequing isn't just easy to use; it's easy to open and setup too. Once you've opened your account, you'll be greeted with the new account wizard where you can launch the account switch process. From there, you'll be able to print the payroll switch form and pre-authorized debit forms. It's really the easiest decision you'll make, and a great way to THRiVE.
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- Ready to enroll? Apply online.
It's fast, it's safe and it's ridiculously convenient.
Open THRiVE Chequing Account today. We're ready when you are.
™ - THRiVE Chequing and Whoops! Protection are trademarks of ING Bank of Canada.
THE EXCHANGE® and ACCEL® – Registered trademarks owned by Fiserv Inc., licensed for use in Canada by FICANEX Services Limited Partnership.
® Interac is a trademark of Interac Inc. ING Bank of Canada is an authorized user of the trademark.
Savings Account, Chequing Account, and GIC rates are annualized and are current as of today's date and are subject to change without notice. Interest is calculated daily and paid monthly in the case of our Savings and Chequing Accounts; and is calculated daily and paid at maturity on a GIC.
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Current Interest Rate
| $0.00 - $49,999.99  |
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| $50,000.00 - $99,999.99 |
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| $100,000.00 or more |
current per year
since
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