What is THRiVE Chequing?

THRiVE Chequing is an online account that has no monthly fees. No really. With THRiVE Chequing, you can deposit, withdraw or transfer your money fee-free.

With THRiVE Chequing, you'll also get unlimited bill payments and transactions so you'll be able to pay all your bills or go shopping without having your money fee'd away.

Need to write a cheque? No problem. We'll even provide your first chequebook for free. You can write, deposit and view your cheques online at no extra cost.

All of this, plus your monthly online account statements will be provided... yes you guessed it. For free.

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We believe every dollar should grow. That's why THRiVE Chequing pays interest on each and every one of your hard earned dollars. After all, isn't that what a bank account is supposed to do?

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Sure, THRiVE Chequing is an online account. But we're still here when you need us. If you ever have any problems or questions, feel free to call 1-800-464-3473 and talk to a real person anytime day or night. We love hearing from our Savers.

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We take security seriously, so of course we've made THRiVE Chequing safe and secure. It even has our industry-leading Security Guarantee on it. You'll also get free email alerts to ensure you know what's going on with your money at all times.

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You'll be more in touch with your money than ever before with free email alerts. You won't have to wonder whether your payment has cleared, what your current account balance is or if that deposit has happened yet. THRiVE Chequing will alert you when your money is in motion to ensure you're on top of it at all times.

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Paying to access your own cash isn't fair. Now, you can deposit or withdraw your money for free nation-wide through THE EXCHANGE® Network.

For even greater convenience, you can use your Card to make Interac® and ACCEL® Direct Payments at participating retailers - with no fees!

Find a bank machine closest to you with our ABM Locator. It's the fastest way to connect to your cash.

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Nobody likes to do a non-sufficient funds transaction let alone have to pay unfair fees on top of it! $40 for bouncing a cheque or paying a bill just doesn't seem fair to us.

With THRiVE Chequing's Free 30 Day Whoops! Protection, we'll cover you up to $250 if you're a bit short. You won't pay a fee or interest on the overdrawn funds provided you pay it back within 30 days. We'll even let you know (by email) when you use Whoops! Protection. If you don't bring your balance to or above $0 within 30 days, you will be charged a $2.50 Whoops! late fee for every 30 days that the account balance is under $0.

This service is available for future dated bill payments and email money transfers, pre-authorized debits, and cheques.

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Need to pay a friend quickly and easily? With THRiVE Chequing, payback is as easy as sending a quick email. ING DIRECT Email Money Transfers are FREE - with a few simple clicks, you can transfer money by email to both ING DIRECT Clients and non-Clients. It's all online, and it's easy to do.

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Your THRiVE Chequing Account can be used to send or receive funds via 
Interac^® e-Transfer (EMT). Receiving an Interac e-Transfer is completely fee-free, and you can send Interac e-Transfers instantly for $1.00 each.

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You shouldn't have to take time out of your life to do your banking. That's why THRiVE Chequing lets you bank when you want, where you want.

The new mobile banking website, as well as the iPhone, iPad and Blackberry applications mean saving and daily banking are at your fingertips. Check your account balances, pay bills, transfer money, email money, find out the closest ABM locations and more.

It's access to your money, on your time.

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Sometimes you simply need to cut a draft. That's why THRiVE Chequing offers a simple choice for drafts, for those times when only a draft is accepted. You can go online and order your draft and we'll courier it right to your front door or to your closest ING DIRECT Café. No nail tapping, no waiting in lines at a branch, no problem.

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THRiVE Chequing isn't just easy to use; it's easy to open and setup too. Once you've opened your account, you'll be greeted with the new account wizard where you can launch the account switch process. From there, you'll be able to print the payroll switch form and pre-authorized debit forms. It's really the easiest decision you'll make, and a great way to THRiVE.

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